Get personalized advice
Why buy travel insurance
from iA Financial Group?
Whether you’re heading for the tropics or hopping across the border to go shopping, make sure you’re covered. And don’t forget about visitors from outside the country who aren’t protected during their stay in Canada.
Make sure you’re covered in case of medical emergencies away from home!
Did you know?
Without travel insurance, you'll have to cover costs such as:
- Hospitalization (up to US$10,000 per day in the US!)
- Treatments for illness or injury (provincial plans cover less than 10%)
- Flight cancellation or rebooking fees if you’re unable to fly
iA Travel Insurance meets yours needs!
Maximum coverage of 5 million dollars
If you need a hospital or clinic while away, our comprehensive coverage offers you the best care and treatment available. Provincial health plans cover less than 10% of travel medical bills; without sufficient travel insurance, you could be out-of-pocket for emergency health care, emergency dental services, ambulance fees, emergency air transportation, prescriptions, X-rays, return of your travel companion and more.
Whether you’re taking medication for your hypertension or have a lung condition like asthma, coverage is available for your pre-existing condition. Coverage is based on your age, the length of your trip and the stability of your medical condition.
Our simple Medical Health Questionnaire for travellers aged 60+ determines your rate, not your ability to get coverage.
Even the best plans can fall apart; it’s not just medical emergencies that keep people from travelling. Missed flights, travel delays, job loss, the death of a family member or a natural disaster can all ruin travel plans unexpectedly. Trip Cancellation & Trip Interruption covers you if travel plans have to be cancelled before departure, or if they’re disrupted after the trip has begun.
There are two kinds of luggage in the world: carry-on and lost. When you have multiple stopovers in different cities, or if you’re travelling outside of Canada, be sure you’re protected against the loss, damage, destruction or theft of your baggage.
Personalize your coverage
- Accidental death and dismemberment insurance
- Rental vehicle insurance
- Optional coverage for contact, adventure and extreme sports
- Visitor to Canada vacation package
- Non-medical package
- All-inclusive holiday package
- Insurance for international students (in Canada) and Canadian students (abroad)
Travel insurance simplified
Fast, efficient service
- 24/7 emergency assistance
- Customer service offered in multiple languages
- TuGoMD, our claims partner, ensures you get the best care possible
Simple enrolment
- Travellers from age 0 to 59: No medical questions
- Travellers age 60+: Simplified medical questionnaire
- Competitive coverage for pre-existing medical conditions
Protections adapted to your needs
Travel insurance for visitors to Canada
Tuan: Business executive, 42 years old
Mei: Teacher, 40 years old
A couple from China is visiting relatives in Ontario. They will be staying in Canada for one month.
Tuan and Mei are passionate about travel and discovering different cultures. They’ll make the most of their stay to explore the area.
The solution
$293.22*
Visitors to Canada Policy
Travel insurance for Canadian residents travelling abroad
William: 30 years old
Anna: 29 years old
Emma: 6 years old
Elliott: 4 years old
A family of four living in Quebec City is planning a trip to Mexico.
William and Anna are planning their very first week-long family trip to an all-inclusive resort in Mexico. They want to buy travel insurance to ensure the safety and wellbeing of the entire family during their stay abroad.
The solution
$142.55*
Traveller Policy
International student visiting Canada
Aman: 20 years old
A student from India comes to Canada to study at the University of British Columbia from September to May.
Aman is an international student with a passion for learning, who’s keen to immerse himself in a new culture and experience a different way of life. He decided to study abroad at the University of British Columbia for one year.
The solution
$513.24*
International Students Policy
*Premium subject to change. Rates may also vary depending on age, the duration or destination of the trip and the answers provided in the medical questionnaire.
Frequently asked questions
Who is travel insurance for?
- Visitors to Canada
- Newcomers waiting for Canadian citizenship
- International students
- Canadians returning home after living abroad
What are the benefits of iA Financial Group travel insurance?
- Reliable, 24/7 emergency assistance anywhere in the world
- Multilingual customer service
- Simple underwriting criteria
- Exceptional claims service, which:
- Does not penalize travellers who reach out after receiving treatment
- Pays the hospital directly when possible and coordinates billing with the traveller’s provincial insurance or group insurance plan
Is there an age limit for travel insurance?
No. There is no age limit.
Why should I buy travel insurance?
Travel insurance is key if you want to protect yourself and the money you’ve invested in your trip.
Whether you’re a visitor to Canada or a Canadian exploring your home country or adventuring abroad, make sure you’re covered in case of a medical emergency or travel delay, for example.
What are the maximum emergency medical insurance amounts available for visitors to Canada?
You can choose one of the following amounts of coverage:
- $10,000
- $25,000
- $50,000
- $100,000
- $200,000
- $300,000
- $500,000
For Canadians travelling abroad, the limit is $10M.
What does travel insurance cover in the event of illness or accident? How does it work?
Travel insurance covers the cost of prescription drugs, doctor’s appointments, healthcare services and ambulance transportation, regardless of whether you go to a clinic or hospital.
If you’re hospitalized, all you have to do is call us. We’ll coordinate with the hospital to ensure that you receive the best care possible.
Do you need travel insurance if you have a Canadian super visa?
Yes. To qualify for a super visa, you must have emergency medical insurance. The Government of Canada requires that you have a minimum of $100,000 in coverage for at least one year.
If I’m a foreign visitor or newcomer to Canada, do I need travel insurance?
Yes, you should get visitors to Canada insurance, since you won’t be entitled to Canadian public health insurance if you get sick or get in an accident.
Should I get travel insurance before I leave for Canada or when I arrive?
It’s a good idea to purchase visitors to Canada insurance before you leave.
You can buy it once you arrive in Canada, but you should know that there’s a waiting period for illnesses and symptoms.
Depending on where you purchase your insurance, the waiting period can vary between 48 hours and 7 days after the policy’s effective date.
Do I need travel insurance if I’m a Canadian visiting another province?
Yes, it’s a good idea, since it can save you unexpected costs.
Even if you live in Canada, your government health insurance plan may not cover the entire cost of all out-of-province medical care.
What’s more, some services are not covered at all by provincial health insurance plans.